Fixed mortgage rates hit 50-year lows: Freddie Mac

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Mortgage rates hit a new low in 2017 for the second consecutive. falling one basis point to 3.94% and once again hitting a new 2017 low,” Freddie Mac Chief Economist Sean Becketti said. The 30-year.

This week, the average U.S. rate for a 30-year fixed mortgage fell to a three-year low, according to the latest Freddie Mac Primary Mortgage.

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Fixed-rate mortgages are the most common type of mortgage selected by homeowners today. With a fixed-rate mortgage, your interest rate will be locked in for the life of the loan. This means that your monthly mortgage payments will remain the same for the entire term of the loan, whether it’s a 15-, 20- or 30-year mortgage.

Mortgage Rates Hit 50-Year Low. The average rate on a 30-year fixed-rate loan fell to 4.15 percent, with borrowers paying an average point of 0.7 percent. That rate is down from 4.32 percent last week. It is "the lowest in over 50 years," Frank Nothaft, vice president and chief economist at Freddie Mac, said in a news release.

Interest rates on U.S. 30-year and 15-year fixed-rate mortgages decreased to their lowest levels in 16 months in step with lower U.S. bond yields amid worries about trade tension between China and the United States, Freddie Mac said on Thursday.